Vayana is India's largest Supply Chain Finance platform offering a range of Trade credit and Trade enablement solutions for all the tiers of Supply Chains. Financing close to USD 45 Billion+ till date with over 3,00,000 enterprises across 3,000+ supply chains, Vayana is the preferred partner in supply chain finance. As an RBI licensed Payment Aggregator, Vayana operates one of India’s largest B2B payment platforms.
Vayana connects corporates and their trade ecosystems to provide digital, convenient, and affordable access to credit for their payables and receivables. With its proprietary technology, Vayana has processed over 7 million financing transactions and offers a zero-change experience to customers. The network today spans across 600 cities and 2000+ pin codes in India and extends to 23 countries around the globe. To enable credit flow to deep tiers of the supply chains, Vayana also offers risk assessment and monitoring solutions for supply chains. The company is increasingly catering to the smallest of MSMEs in the long tail of supply chains.
Vayana is India’s largest GSP (GST Suvidha Provider), facilitating GST, E-Way bill filing and E-invoicing for numerous corporates and lakhs of SMEs. This platform has processed over 9 billion GSP API calls, with zero downtime since its launch with 1 in every 4 e-invoices being generated through Vayana.
To help businesses assess risk in their distribution networks and supply chains, Rubix Data Sciences, a Vayana subsidiary, offers the award-winning Rubix ARMS™ Platform for monitoring credit, supplier, and counterparty risk of their customers, distributors, dealers, suppliers, and borrowers. 1300 corporates, banks, credit insurance companies, and fintechs depend on Rubix to annually assess and monitor the risk of over 300,000 businesses in India and overseas.
Furthering its objective of bringing Supply Chain Finance to every business, Vayana is one of the first entities to operationalise its ITFS (International Trade Finance Services) platform through Vayana TradeXchange at GIFT City, under the guidelines issued by International Financial Services Centres Authority (IFSCA).
| Products and Services | Description |
|---|---|
| Vayana LOS | V-LOS enables Banks & Financial Institutions to fast-track loan origination and credit approval (right up to the Credit Analysis Memorandum (CAM) output) with necessary online data sourcing, flexible workflows and customizable rule configurations, aligning with the unique processes and policies; helping banks originate and analyze credit better and faster. |
| Vayana LMS | Vayana’s cloud-based Limit Management System (LMS) reduces Capex investment by handling loan tracking at the invoice level, managing overdue and Non-Performing Assets (NPA) status, performing interest calculations, and reconciling invoices, while the Core Banking System (CBS) manages fund transfers. |
| Rubix ARMS ™ | A supply chain risk assessment and monitoring platform that leverages structured and unstructured data to generate risk scores for businesses (including proprietorships and partnerships). This ensures trade credit and bank credit decisions are well-informed. |
| Vayana Digital Assets Platform | A unified platform where tokenization,trade documentation, supply chain finance, and securitization work seamlessly together.
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| Hylobiz | Hylobiz enhances business efficiency by providing a unified solution for counterparties / MSMEs in the supply chain. It optimizes business processes through faster collections, automated reconciliations, seamless digital invoice generations, and easy client follow-ups, while maximizing cash flow with automated payments. |
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