| Credit |
Thredd enables access to credit through a single platform that connects origination, servicing, and collections with real-time processing. Financial institutions can configure credit products, automate decisions, and issue cards instantly. By linking credit management and payments, Thredd helps clients launch faster, reduce complexity, and deliver seamless, compliant credit experiences worldwide. |
| Customisable Card Numbers |
Thredd enables issuers to offer customisable card numbers that let customers choose a preferred combination during card creation. Each selection is validated instantly through Thredd’s processing platform, ensuring security and compliance. The feature transforms a simple card into a personalised experience, helping issuers build stronger brand affinity, drive engagement, and create new moments of customer connection. |
| Dynamic Interchange |
Thredd’s Dynamic Interchange solution helps issuers and partners optimise revenue by adapting interchange rates in real time based on transaction type, geography, or customer profile. It provides full transparency and control across card programs, allowing issuers to manage margins more effectively while maintaining compliance with network rules and partner agreements. The result is smarter, more flexible interchange performance. |
| Fraud Services |
Thredd’s Fraud Transaction Monitoring and Scam Transaction Monitoring solutions give issuers a single, network-agnostic view of fraud across all payment types. By analysing card and non-card data in real time, the system detects cross-channel patterns, reduces false positives, and shortens investigation times. Clients can protect customers, cut losses, and improve operational efficiency with consistent, unified fraud prevention. |
| Automated Back Office |
Thredd’s Automated Back Office streamlines post-transaction operations through intelligent automation and real-time reconciliation. It manages chargebacks, settlements, and network reporting within a single system, reducing manual workload and error risk. By connecting issuer processing with back-office workflows, Thredd helps clients improve accuracy, transparency, and operational efficiency across every stage of transaction management. |
